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Will I Be Approved FAQ's

Customers typically must have a valid driver’s license, at least $1000 in provable monthly income, live within 70 miles of our location and no other current open car loans. However, every situation is looked at uniquely so feel free to contact us to discuss your options.
We set the financing criteria so we have a lot more flexibility in getting you approved then a typical lending bank. Bad Credit, No Credit, Repos, Bankruptcies, Fixed Income, No Paystubs we can help!
No, our down payments are flexible to help you get the transportation you need.
We have a lot more flexibility in income verification, call us and see what documents you can bring to replace a paystub.
Yes! Since we report to TransUnion credit bureau this is the perfect program for people right out of a bankruptcy looking to re-establish their credit!
Yes! Prior repossessions make it super hard to get auto financing; at Car Credit we can help put that behind you with a good car loan on your credit!
Yes! This is a great place to get your credit established.
That is a common misconception that buy here pay here/lease here pay here dealers sell bad cars. On the contrary, because you make payments to us we are EXTRA invested in making sure you drive off in a dependable vehicle. That is why we dealer certify them all and offer a nice warranty. Other dealerships that sell your loan off to a bank have far less of an investment if your car breaks down or if your payments are out of your budget.